Buying a home is one of the most significant milestones in life, and having the right lending partner can make all the difference. At Bank of Deerfield, our experienced lending team is dedicated to understanding your unique needs and guiding you through the home loan process with expertise and care.

Unlike larger institutions, we make all loan decisions locally, ensuring a streamlined, personalized experience tailored to your financial situation. Whether you're ready to start your application or looking to get pre-qualified, our lenders are here to help. Stop by one of our offices today and take the first step toward homeownership with a team that truly puts you first.

     Mortgage Choices to Fit Your Needs

 

Fixed-Rate Mortgage

This may be the right loan choice if…

• You plan to purchase a new home or refinance an existing mortgage with long-term fixed interest rate.

Balloon Mortgage

This may be the right loan choice if…

• You need short-term funding or options for non-conforming situations, such as non-conventional properties and lot/land purchases.

Adjustable Rate Mortgage (ARM)

This may be the right loan choice if…

• You would like a lower starting interest rate than a typical fixed rate mortgage.

Bridge Loan

This may be the right loan choice if…

• You need to access the equity in your existing home to help fund the down payment or purchase of a new property—without having to wait for your current home to sell.

Construction Loan

This may be the right loan choice if…

• You are looking for short-term financing to build your new home.